Merrisk

Resources and insights for
trusted businesses

Building trust, growing your business, and the future of payment transparency.

The Merchant Account Underwriting Process: What Banks Actually Look For

The Merchant Account Underwriting Process: What Banks Actually Look For

Most business owners think merchant account approvals are random. They're not. Behind every approval or denial is a structured underwriting process designed to measure risk. Understanding how underwriters evaluate your...

Shopify Store Suspended? Common Reasons & How to Get Reinstated

Shopify Store Suspended? Common Reasons & How to Get Reinstated

Your Shopify store is suspended. Orders aren't processing, your storefront may be down, and you're not sure what happene...

What Customers Actually Check Before Buying From a Small Business

What Customers Actually Check Before Buying From a Small Business

Before a customer hands over their credit card, they're running a mental checklist. And in 2026, that checklist looks ve...

How to Get Your Stripe Account Out of Review Faster

How to Get Your Stripe Account Out of Review Faster

Your Stripe account is under review. You've read the basics. Now you need to know exactly how to get it resolved as fast...

Fake Reviews Are Killing Small Businesses — Here's the Data

Fake Reviews Are Killing Small Businesses — Here's the Data

Last year, over 200 million fake reviews were removed from Google, Yelp, Amazon, and other major platforms. And those ar...

How Payment Processors Decide Who to Trust

How Payment Processors Decide Who to Trust

When you apply for a merchant account or start processing payments, your processor is making a bet. They're betting that...

Square Account Suspended? Here's What to Do

Square Account Suspended? Here's What to Do

Your Square account is suspended. Payments are blocked, funds are on hold, and the email from Square doesn't explain muc...

What Is a Merchant Risk Score and Why Does It Matter?

What Is a Merchant Risk Score and Why Does It Matter?

Every business that processes payments has a risk profile. Processors use it to decide whether to approve you, how much...

PayPal Account Limitations: Why They Happen & How to Fix Them

PayPal Account Limitations: Why They Happen & How to Fix Them

Your PayPal account is limited. Funds are frozen. You can't send, receive, or withdraw money. And the notification gives...

How to Build Business Credibility Without Reviews

How to Build Business Credibility Without Reviews

Reviews used to be the gold standard for business trust. But with over 200 million fake reviews removed from major platf...

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