Merrisk
Trust Scores That Drive Confidence

Trust, proven by
real data. Not
opinions.

Merrisk uses verified payment activity, customer retention, refunds, and processing history to calculate business trust scores.

No credit card required · Free plan available

Trusted by businesses using
Stripe PayPal Square Shopify WooCommerce Clover
A
Acme Coffee Co.
Connecting payment data…
100/1000
Verified data
S
Stripe connected
OAuth verified · Reading live data
+150
Chargebacks 0.3% Excellent
Industry avg: 0.9%
+180
Refunds 1.2% Healthy
Industry avg: 2.4%
+140
Repeat customers 73% Strong
Industry avg: 41%
+170

How Merrisk Works

Trust, verified in 3 simple steps

Merrisk uses real payment data and business metrics to verify trust and generate your Merrisk Trust Score.

1

Connect your processor

Stripe
Square
PayPal
Shopify
Clover

Connect your payment processor

Securely connect Stripe, Square, PayPal, Shopify, Clover or other supported processors in just a few clicks.

Secure. Read-only. You're always in control.

2

Analyzing your data

Payment activity 100%
Customer retention 68%
Refunds 2.5%
Chargebacks 0%
Processing history 100%

We verify your business

We analyze real payment activity, customer retention, refunds, and processing history to calculate your trust score.

Your data is never sold or shared.

3

Your Merrisk Trust Score

946/1000

EXCEPTIONAL

Top 5% of all verified businesses

946
Verified by Merrisk
Score: Exceptional · Jun 10, 2026 Click to verify →
Merchant Risk Score by Merrisk

Receive your Trust Score

Get your verified profile, Trust Score, and badge to show customers you're a business they can trust.

Show it. Share it. Grow with trust.

Your business profile, powered by data

Every Merrisk profile is built from verified payment processing data — not reviews, not opinions.
Merrisk never reveals your actual financial numbers — only a risk score and percentages are shown.

Sample Business Profile

Verified Trust Score

Dynamic 100–1000 score calculated from real transaction data

Live Metrics

Refund rates, chargebacks, repeat customers — updated automatically

Processing History

Show how long you've been reliably processing payments

Repeat Customers

Prove customer loyalty with verified returning buyer data

Multi-Platform

Connect Stripe, PayPal, Shopify, Square — all in one profile

Embeddable Badge

Add your trust score to any website with one line of code

Get your free score View sample report

Find businesses you can actually trust

Browse thousands of verified businesses by industry and city. Every listing is backed by real payment data — not reviews, not ads.

Merrisk Trusted Business Directory

Add trust to your website in seconds

Embed your Merrisk trust badge anywhere with one line of code. Show customers your verified trust score instantly.

Live Preview

yourwebsite.com

Trust Score Ranges

900+
Exceptional
750+
Excellent
600+
Good
400+
Fair
<400
Needs Work
Get Your Score

Turn your processing history into instant credibility

Give customers more reasons to choose you

Recurring payments matter more than reviews

When customers continue to transact month after month, it reflects genuine trust. Long-standing recurring customers signal stability, reliability, and real value.

Customer Relationship Length
Chargeback Health

Low disputes signal a trusted, well-run business

When customers rarely dispute charges, it points to clear communication and fair practices. Low dispute activity reflects operational maturity and a business customers feel confident dealing with.

Low refunds signal clear expectations & fair practices

Refunds usually happen when expectations aren't met. A consistently low refund rate shows customers understand what they're buying—and are satisfied enough to keep it.

Refund Health

Opinions vs verifiable business data

Review Platforms
  • Easy to manipulate, buy, or fabricate
  • Based on anonymous, unverifiable opinions
  • Vulnerable to fake reviews and review bombing
  • Platforms rely on moderation after damage is done
  • Honest businesses are often indistinguishable from bad actors
Merrisk
  • Built on verifiable financial and operational data
  • No opinions, no ratings, no anonymous submissions
  • Trust is earned through real business performance
  • Signals update continuously, not retroactively
  • Legitimate businesses can prove trust instantly

Ready to prove your business is the real deal?

Connect your payment processor, get your verified trust score, get listed in our public trusted directory and start showing potential customers why they should choose you — in under 5 minutes.

Get your free score → Watch the overview

No credit card required. Free plan available.