Trust, proven by
real data. Not
opinions.
Merrisk uses verified payment activity, customer retention, refunds, and processing history to calculate business trust scores.
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How Merrisk Works
Trust, verified in 3 simple steps
Merrisk uses real payment data and business metrics to verify trust and generate your Merrisk Trust Score.
Find businesses you can actually trust
Browse thousands of verified businesses by industry and city. Every listing is backed by real payment data — not reviews, not ads.
Add trust to your website in seconds
Embed your Merrisk trust badge anywhere with one line of code. Show customers your verified trust score instantly.
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Trust Score Ranges
Turn your processing history into instant credibility
Give customers more reasons to choose you
Recurring payments matter more than reviews
When customers continue to transact month after month, it reflects genuine trust. Long-standing recurring customers signal stability, reliability, and real value.
Low disputes signal a trusted, well-run business
When customers rarely dispute charges, it points to clear communication and fair practices. Low dispute activity reflects operational maturity and a business customers feel confident dealing with.
Low refunds signal clear expectations & fair practices
Refunds usually happen when expectations aren't met. A consistently low refund rate shows customers understand what they're buying—and are satisfied enough to keep it.
Opinions vs verifiable business data
- • Easy to manipulate, buy, or fabricate
- • Based on anonymous, unverifiable opinions
- • Vulnerable to fake reviews and review bombing
- • Platforms rely on moderation after damage is done
- • Honest businesses are often indistinguishable from bad actors
- • Built on verifiable financial and operational data
- • No opinions, no ratings, no anonymous submissions
- • Trust is earned through real business performance
- • Signals update continuously, not retroactively
- • Legitimate businesses can prove trust instantly